Guaranty Finance is here for your personal loan needs. Taking out a loan is a big decision, and we’re honored you’ve considered us for your needs. We offer competitive rates and flexible terms, as well as a quick and easy application process.
What is a Personal Loan?
A personal loan is a short-term loan not backed by collateral such as a car or home. Borrowers can use loan funds for just about any purpose, including paying off other debt. Regardless of your necessary loan amount, Lenders consider multiple criteria when qualifying applicants for a personal loan. Factors include your credit score, credit report, and debt-to-income ratio. Loan terms and interest rates vary depending on the lender and your individual financial situation.
How to Choose the Best Personal Loan

Guaranty Finance is a locally-owned, family-run bank that has been in business for more than 30 years. Quick decisions and turnaround time are huge timesavers due to the flat organizational structure.Let us partner with you to help you meet your needs.

  • Finance almost anything affordably
  • Automobile financing available
  • Competitive rates
  • Personal Lines of Credit up to $150,000
  • Flexible terms tailored to you
  • Quick and easy application process
  • Friendly and professional service throughout the process
  • Fast decisions made locally in the Dallas-Fort Worth area
At Your FingerTips

With Mobile Banking, you can deposit checks and stay on top of accounts on the go.